Edward Humphries

Now that you know how they work, here’s an overview of their key features: • None Free consultation. An agent will contact you after you complete the online form. They also give you a free quote before you sign on to their services. • None Customer service. You can reach Guardian Debt Relief via phone, email, or an online live chat. • None Fees. There are no upfront fees. Once the company negotiates a debt, they charge 20%. Guardian only charges fees if they successfully negotiate one of your de

But, is it one of the best credit repair companies–or one you should steer clear from? For clients who want to clean up their credit report and raise their credit score, CreditRepair.com acts like many of the popular credit repair services. They act on your behalf to remove negative items and challenge errors submitted by creditors. Based on our research, the service ranks high among credit repair companies for its customer service and products. They offer credit monitoring, score tracker, an

The OpenSky credit card is shy on perks and rewards. Users will also have to pay an annual fee. But, if you are looking for a way to build or rebuild your credit, OpenSky credit card may be your best option. With the OpenSky credit card, you do not have to worry about a credit check. You also don’t need a bank account. The application process is easy, and you can get approved right away. Now that we’ve covered some of the basics let’s take a closer look at the OpenSky credit card. • None OpenSk

Based in Boca Raton, Sky Blue Credit Repair offers credit repair, credit bureau disputes, credit cleanup, and FICO score improvement. They also provide credit education, credit rebuilding, and a wide range of other services. They offer all of their products and services for a competitive monthly fee and a money-back guarantee. With Sky Blue Credit Repair, you can expect first-rate customer service and support, as well as all the resources you need to rebuild your credit. You may also enjoy thei

If you are a millennial, you’re in a perfect position to start planning for your retirement. The sooner you start, the more opportunity you have to build wealth and position yourself for a comfortable (and possibly early) retirement. You’ll also be among the 72% of your generation who have already begun saving. The key to creating a secure retirement is maximizing your return on investment (ROI) over time. Below are some ways you can secure your future and live well when you are older.

Whether you can retire on your company’s 401(k) is dependent on a lot of ifs. • If the company doesn’t close its doors. • If you’re still working for the same company when you retire. • If the company isn’t the sole provider of your retirement. Even in the modern age with Gen-Xers and Millennials making up a big portion of the workforce, it’s still a given that employers, second only to the government, will continue to be the chief providers of retirement accruals to workers.

Market volatility is a statistical measure of the tendency of a market or security to rise or fall sharply within a short period of time. It is typically measured by the standard deviation of the return of an investment. Standard deviation is a statistical concept that denotes the amount of variation or deviation that might be expected. Volatile markets are usually characterized by wide price fluctuations and heavy trading. They often result from an imbalance of trade orders in one direction

When you meet with your financial advisor, most of your conversation centers around accumulating wealth and preparing for retirement. During your conversation, you may hear these two terms: While these concepts are relatively easy, you may not always make the connection between the two phases until your financial consultant lays it all out for you. The bottom line is this: How much wealth you build up during your working years (accumulation), will depend on how well you live during your ret

This accounting and financial company needed several pages rewritten and added to the website. They also wanted me to contribute several blogs over a period of two years. I collaborated with a digital marketing agency to produce this content.

Credit repair companies are not miracle workers. Even the best agencies out there have limits as to what they can do for your credit report. Therefore, if it sounds too good to be true, it probably is. What should you reasonably expect from a company? • None Improve your credit score between 5 and 50 points • None Improve your credit score within 45 days to six months • None Contact all creditors and request to remove or correct false reports. • None Provide expertise, education, and resources